Individual Life Insurance

Secure Your Family's Future

Personal insurance plans designed to protect the people who matter most. From income protection to legacy planning, we've got you covered.

Coverage Options

Tap the ⓘ icon to understand each type and find what suits your situation.

Term Life Insurance

Affordable protection for a specific period

Whole Life Insurance

Lifetime coverage with cash value growth

Universal Life Insurance

Flexible permanent insurance with investment options

Critical Illness Insurance

Lump-sum payment upon diagnosis of a covered illness

Long-Term Care Insurance

Coverage for extended care needs as you age

Juvenile Life Insurance

Lifelong protection secured for your child at the lowest possible rates

Starting a Family

Term life + critical illness coverage

Building Wealth

Permanent life + disability insurance

Approaching Retirement

Whole life + long-term care planning

Income Protection · ODSP · RDSP

Disability insurance replaces your income if you can't work. Explore coverage options, government programs, and how to protect your financial future.

Not sure which coverage is right for you? NSP Inc will help assess your needs and recommend the best options for your situation.